Unidos Por La Libertad, Org.
DBA Business and Debt Counseling
About Business and Debt Counseling
Unidos Por La Libertad dba Business and Debt Counseling strives to provide premier financial and counseling solutions for consumers. We are dedicated to and specialize in assisting distressed homeowners, first-time homebuyers and other participants to identify practical solutions and resolve their housing issues or financial concerns through educating and assisting them to utilize budgeting tools, understand credit, establish financial goals or successfully implement debt management strategies. We are committed to upholding our duty to educate consumers effectively, promote financial literacy, accountability and responsibility: by teaching sound money and debt management practices; by employing suitable counseling methods, education and advice; and by providing them with the appropriate information and resources needed to obtain, maintain and sustain housing and financial health. The organization is committed to the development and provision of safe, decent and affordable housing to aid very-low to moderate income families and persons by combatting community deterioration.
Our Board
Rafael D. Mendez, Chief Executive Officer
Rafael Mendez is currently an employee of the City of South Gate
and a former employee of the County of Los Angeles. He has
extensive experience in the transportation commerce and an
in-depth understand of both the distribution and logistical
aspects of the industry. After observing the current distressed
economic conditions, fueled by unemployment, decreasing job
counts and widespread foreclosures; his interest in and
commitment to assist others lead him to seek a position in
public service with a nonprofit organization.
Ricardo Montes, Board Member
Ricardo Montes, possesses two Bachelor’s Degrees from Mercy
College, NY, NY and National University of LA, CA. Mr. Montes is
a renowned Spanish translator having worked for the Department
of Hispanic Affairs in New Jersey. He is an licensed teacher
with extensive experience in the development of educational
programing, formulation of lesson plans, organizing testing
materials, and collaboration with other instructional teachers
in the same content area.
Gabriel A. Loucel, Board Member
Gabriel A. Loucel, was formally trained as a civil engineering
and received his Bachelors of Engineering while living in El
Salvador, Central America. He was experience in the design of
structures according to the British Codes and applying CDM
regulations. Mr. Loucel is well versed in the formulation of
programmatic performance protocols as a Quality Assurance
Officer. He possesses excellent interpersonal skills and is
Bilingual, speaking both English and Spanish.
Elphonso Padilla, Board Member
Elphonso Padilla is currently employed by the City of Los
Angeles and formerly employed by the City of Compton. He has
been a City Municipal employee since 1992. He possesses
extensive experience in working with the operation of heavy
equipment in relationship to construction projects. Mr. Padilla
is deeply committed to the re-development of underserved
communities and willing to become involved in bettering the
world around him. He believes that his dedication to helping
others improve their quality of life would make him a great
asset to any organization. As a City Employee since 1992, he has
become familiar with the internal workings and requirements of
policies and procedures. He also has learned the importance of
public service.
Our Vision
The organization has adopted the following Vision Statement
to communicate both the purpose and values of our organization.
For our employees, it will give a sense of direction concerning
how they are to behave, degree of customer service that is
expected and motivate them to achieve a higher level of
professionalism. Shared with consumers, it will influence and
define their expectations and understanding of why they should
choose our organization to work with in resolving financial or
housing issues. The Board of Directors foresee the challenge in
this vision, not in the growth of our organization, but in
training and encouraging all BDC's personnel to treat each
client with the same care and level of communication.
Our vision is to develop a community of financially responsible
individuals and families that will thrive for generations to
come. Further, to promote and preserve decent, safe and
affordable housing, through collaboration with our community
partners, and regulatory bodies. BDC will remain dedicated to
providing superior housing and financial educational services to
those most in need.
BDC is dedicated to constantly refining our service delivery
process, implementing new ideas, and maintaining a willingness
to adapt to changing consumer needs, as we strive to remain one
of the most respected housing, credit and debt counseling
agencies by providing professional credit and debt management,
reverse mortgage, loss mitigation and homeownership counseling
in the Los Angeles County area. It is our desire to become known
not only for the quality of our consumer education seminars and
workshops, but also for our affordable housing activities. We
are committed to: remain an active and vocal member of the
community, provide continual reinvestment through participation
in community revitalization activities and continue charity
involvement in the development of affordable housing programs
throughout Southern California.
Our long-term vision includes the incorporation of
state-of-the-art technologies to improve the effectiveness and
efficiency of our services, enabling the organization to operate
a number of offices throughout the Southern California area.
2014
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